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How can we measure FinTech’s impact as a disruptive innovation in financial services?

FinTech often challenges traditional financial models, but its disruptive influence can be hard to quantify.I am exploring frameworks that capture both market and technological impacts.Understanding measurement approaches is crucial for research on innovation adoption and sector transformation.

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By Radhya Kumari Answered 7 months ago

 From my experience, measuring FinTech as a disruptive innovation requires combining quantitative and qualitative indicators. I have seen researchers analyze adoption rates, revenue shifts, and customer migration from traditional banks, alongside regulatory and technological changes. I would recommend using a multi-dimensional framework that considers market penetration, service innovation, and competitive displacement. This approach ensures that disruption is not inferred from hype but demonstrated with tangible organizational and market evidence.

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